{"id":642,"date":"2022-09-15T14:21:12","date_gmt":"2022-09-15T18:21:12","guid":{"rendered":"https:\/\/emba.com.bo\/?post_type=service&#038;p=642"},"modified":"2023-06-05T21:41:29","modified_gmt":"2023-06-06T01:41:29","slug":"fintech-innovation-new-technologies","status":"publish","type":"service","link":"https:\/\/emba.com.bo\/en\/areas-de-practica\/fintech-innovation-new-technologies\/","title":{"rendered":"Fintech, Innovation &#038; New Technologies"},"content":{"rendered":"[vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1665776258991{padding-top: 145px !important;background-image: url(https:\/\/emba.com.bo\/wp-content\/uploads\/2022\/09\/bannerPagina-min.jpg?id=1102) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;}&#8221; wpex_bg_position=&#8221;top&#8221; wpex_bg_size=&#8221;cover&#8221;][vc_row][vc_column]<h1 class=\"vcex-heading vcex-module wpex-text-2xl wpex-font-normal wpex-m-auto wpex-max-w-100 vcex-heading-plain wpex-block wpex-text-center title-banner-bg-linear\" style=\"font-size:clamp(4.1rem, 1rem + 8vw, 12.4rem);\"><span class=\"vcex-heading-inner wpex-inline-block wpex-clr\">Fintech, Innovation and<strong>NEW TECHNOLOGIES<\/strong><\/span><\/h1>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text align=&#8221;center&#8221; width=&#8221;510px&#8221; text_align=&#8221;center&#8221; color=&#8221;#ffffff&#8221; font_weight=&#8221;300&#8243; font_size=&#8221;1.6rem&#8221;]Our team of experts understands the legal and regulatory complexities surrounding Fintech companies, including payment platforms, peer-to-peer lending, crowdfunding, cryptocurrencies, blockchain, and emerging technologies. We stay up-to-date with the latest trends and regulations in the Fintech field, enabling us to provide comprehensive and tailored advice to our clients.[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; remove_bottom_col_margin=&#8221;true&#8221;][vc_column]\n\n            <div  class=\"box-internalNav  \">\n                <nav class=\"internal-nav\"><a class=\"internal-nav__link local-scroll-link\" href=\"#about-practice\" title=\"ABOUT PRACTICE\" >ABOUT PRACTICE<\/a><a class=\"internal-nav__link local-scroll-link\" href=\"#professionals\" title=\"PROFESSIONALS\" >PROFESSIONALS<\/a><a class=\"internal-nav__link local-scroll-link\" href=\"#articles\" title=\"ARTICLES\" >ARTICLES<\/a>\n                <\/nav>\n            <\/div>[\/vc_column][\/vc_row][vc_row local_scroll_id=&#8221;about-practice&#8221; css=&#8221;.vc_custom_1667830150843{padding-top: 50px !important;}&#8221;][vc_column]<h2 class=\"vcex-heading vcex-module wpex-text-2xl wpex-font-normal wpex-m-auto wpex-max-w-100 vcex-heading-plain wpex-block wpex-text-center title-bg-linear\" style=\"font-size:clamp(6rem, 2.3rem + 10vw, 12.4rem);;font-weight:900;\"><span class=\"vcex-heading-inner wpex-inline-block wpex-clr\">About practice<\/span><\/h2>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1665435532054{padding-bottom: 30px !important;}&#8221;][vc_column][vc_column_text text_align=&#8221;center&#8221; font_weight=&#8221;300&#8243; font_size=&#8221;1.8rem&#8221;]We focus on providing legal and strategic advice to companies operating in the field of financial technology and innovation. In an increasingly digitized business environment, this area is at the forefront of disruptive transformations in the financial sector. In addition to offering legal counsel, we also assist our clients in structuring robust and efficient business models, protecting intellectual property, regulatory compliance, and risk management. Our goal is to provide innovative and strategic solutions that drive the growth and success of companies in the Fintech environment.[\/vc_column_text][\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1665435768834{margin-bottom: 40px !important;padding-top: 60px !important;padding-bottom: 30px !important;background-color: #082e4b !important;}&#8221;][vc_row][vc_column]<h2 class=\"vcex-heading vcex-module wpex-text-2xl wpex-font-normal wpex-m-auto wpex-max-w-100 vcex-heading-plain wpex-block wpex-text-center title-bg-linear\" style=\"font-size:6rem;font-weight:900;\"><span class=\"vcex-heading-inner wpex-inline-block wpex-clr\">Application areas<\/span><\/h2>[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_column_text color=&#8221;#ffffff&#8221; font_size=&#8221;1.9rem&#8221; font_weight=&#8221;300&#8243;]\n<ul>\n<li>Regulation and compliance<\/li>\n<li>Data protection and privacy<\/li>\n<li>Contracts and agreements<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text color=&#8221;#ffffff&#8221; font_size=&#8221;1.9rem&#8221; font_weight=&#8221;300&#8243;]\n<ul>\n<li>Intellectual property<\/li>\n<li>Cryptocurrency and blockchain regulation<\/li>\n<li>Compliance with financial laws and anti-money laundering regulations<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_row local_scroll_id=&#8221;professionals&#8221;][vc_column]<h2 class=\"vcex-heading vcex-module wpex-text-2xl wpex-font-normal wpex-m-auto wpex-max-w-100 vcex-heading-plain wpex-block wpex-text-center title-bg-linear\" style=\"font-size:clamp(5rem, 2.3rem + 9vw, 12.4rem);;font-weight:900;\"><span class=\"vcex-heading-inner wpex-inline-block wpex-clr\">Professionals<\/span><\/h2>[\/vc_column][\/vc_row][vc_row][vc_column]<div  class=\"vcex-module wpex-carousel owl-carousel arrwstyle-slim arrwpos-abs team-list \" data-wpex-carousel={\"nav\":\"true\",\"lazyLoad\":\"true\",\"stagePadding\":0,\"dots\":\"false\",\"autoplay\":\"false\",\"loop\":\"true\",\"center\":\"false\",\"smartSpeed\":250,\"items\":4,\"slideBy\":1,\"autoplayTimeout\":5000,\"margin\":10,\"itemsTablet\":3,\"itemsMobileLandscape\":2,\"itemsMobilePortrait\":1,\"autoWidth\":\"false\",\"autoHeight\":\"false\",\"responsive\":{\"1200\":{\"stagePadding\":50},\"1400\":{\"stagePadding\":100}}}>   <div class=\"team-list__item item-0\">\n                                <div class=\"card-flip\">\n                                    <div class=\"team-card card-flip__content\"  >\n                                        <div class=\"team-card__front card-flip__front\">\n                                            <div class=\"team-card__imgBox\">\n                                                <div class=\"team-card__imgFilter\"><\/div>\n                                                <img class=\"team-card__img owl-lazy\" data-src=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2019\/01\/LuisMoreno568x523.png\" alt=\"Luis Moreno\" \/>\n                                            <\/div>\n                                            <h3 class=\"team-card__title\">Luis Moreno<\/h3>\n                                            <p class=\"team-card__category\"><span class=\"team-card__cat-name\">Partner<\/span>\n                                            <i class=\"ticon ticon-angle-right\"><\/i>\n                                            <a class=\"team-card__frontLink\" href=\"https:\/\/emba.com.bo\/en\/team\/luis-moreno-gutierrez\/\">Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a>\n                                            <\/p>\n                                        <\/div>\n                                        <div class=\"team-card__back card-flip__back\">\n                                            <h3 class=\"team-card__title\">Luis Moreno<\/h3>\n                                            <h4 class=\"team-card__subtitle\">Practice areas<\/h4>\n                                            <div class=\"team-card__content\">\n                                                <ul>\n                                                    <li>Corporate Law and M&A<\/li><li>International Trade and Customs Law<\/li><li>Fintech, Innovation & New Technologies<\/li><li>Agribusiness<\/li><li>Startups & Venture Capital<\/li>\n                                                <\/ul>\n                                            <\/div>\n                                            <div class=\"emba-link\"><a class=\"emba_link__plain\" href=\"https:\/\/emba.com.bo\/en\/team\/luis-moreno-gutierrez\/\" style=\"--color-text:#fff;--color-hover-text:#fff;\" title=\"Contact\" >Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a><\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>   <div class=\"team-list__item item-1\">\n                                <div class=\"card-flip\">\n                                    <div class=\"team-card card-flip__content\"  >\n                                        <div class=\"team-card__front card-flip__front\">\n                                            <div class=\"team-card__imgBox\">\n                                                <div class=\"team-card__imgFilter\"><\/div>\n                                                <img class=\"team-card__img owl-lazy\" data-src=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2019\/01\/rodrigo-moreno568x523.png\" alt=\"Rodrigo Moreno\" \/>\n                                            <\/div>\n                                            <h3 class=\"team-card__title\">Rodrigo Moreno<\/h3>\n                                            <p class=\"team-card__category\"><span class=\"team-card__cat-name\">Partner<\/span>\n                                            <i class=\"ticon ticon-angle-right\"><\/i>\n                                            <a class=\"team-card__frontLink\" href=\"https:\/\/emba.com.bo\/en\/team\/rodrigo-moreno-gutierrez\/\">Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a>\n                                            <\/p>\n                                        <\/div>\n                                        <div class=\"team-card__back card-flip__back\">\n                                            <h3 class=\"team-card__title\">Rodrigo Moreno<\/h3>\n                                            <h4 class=\"team-card__subtitle\">Practice areas<\/h4>\n                                            <div class=\"team-card__content\">\n                                                <ul>\n                                                    <li>Intellectual Property<\/li><li>Fintech, Innovation & New Technologies<\/li><li>Startups & Venture Capital<\/li>\n                                                <\/ul>\n                                            <\/div>\n                                            <div class=\"emba-link\"><a class=\"emba_link__plain\" href=\"https:\/\/emba.com.bo\/en\/team\/rodrigo-moreno-gutierrez\/\" style=\"--color-text:#fff;--color-hover-text:#fff;\" title=\"Contact\" >Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a><\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>   <div class=\"team-list__item item-2\">\n                                <div class=\"card-flip\">\n                                    <div class=\"team-card card-flip__content\"  >\n                                        <div class=\"team-card__front card-flip__front\">\n                                            <div class=\"team-card__imgBox\">\n                                                <div class=\"team-card__imgFilter\"><\/div>\n                                                <img class=\"team-card__img owl-lazy\" data-src=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2019\/01\/Teddy-Mercado-min.png\" alt=\"Teddy Mercado\" \/>\n                                            <\/div>\n                                            <h3 class=\"team-card__title\">Teddy Mercado<\/h3>\n                                            <p class=\"team-card__category\"><span class=\"team-card__cat-name\">Partner<\/span>\n                                            <i class=\"ticon ticon-angle-right\"><\/i>\n                                            <a class=\"team-card__frontLink\" href=\"https:\/\/emba.com.bo\/en\/team\/teddy-mercado-carrion\/\">Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a>\n                                            <\/p>\n                                        <\/div>\n                                        <div class=\"team-card__back card-flip__back\">\n                                            <h3 class=\"team-card__title\">Teddy Mercado<\/h3>\n                                            <h4 class=\"team-card__subtitle\">Practice areas<\/h4>\n                                            <div class=\"team-card__content\">\n                                                <ul>\n                                                    <li>Corporate Law and M&A<\/li><li>Banking, Finance and Capital Markets<\/li><li>Arbitration<\/li><li>Fintech, Innovation & New Technologies<\/li><li>Startups & Venture Capital<\/li>\n                                                <\/ul>\n                                            <\/div>\n                                            <div class=\"emba-link\"><a class=\"emba_link__plain\" href=\"https:\/\/emba.com.bo\/en\/team\/teddy-mercado-carrion\/\" style=\"--color-text:#fff;--color-hover-text:#fff;\" title=\"Contact\" >Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a><\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>   <div class=\"team-list__item item-3\">\n                                <div class=\"card-flip\">\n                                    <div class=\"team-card card-flip__content\"  >\n                                        <div class=\"team-card__front card-flip__front\">\n                                            <div class=\"team-card__imgBox\">\n                                                <div class=\"team-card__imgFilter\"><\/div>\n                                                <img class=\"team-card__img owl-lazy\" data-src=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2019\/12\/Andre-Tejerina-min.png\" alt=\"Andr\u00e9 Tejerina\" \/>\n                                            <\/div>\n                                            <h3 class=\"team-card__title\">Andr\u00e9 Tejerina<\/h3>\n                                            <p class=\"team-card__category\"><span class=\"team-card__cat-name\">Senior Associate<\/span>\n                                            <i class=\"ticon ticon-angle-right\"><\/i>\n                                            <a class=\"team-card__frontLink\" href=\"https:\/\/emba.com.bo\/en\/team\/andre-tejerina-queiroz\/\">Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a>\n                                            <\/p>\n                                        <\/div>\n                                        <div class=\"team-card__back card-flip__back\">\n                                            <h3 class=\"team-card__title\">Andr\u00e9 Tejerina<\/h3>\n                                            <h4 class=\"team-card__subtitle\">Practice areas<\/h4>\n                                            <div class=\"team-card__content\">\n                                                <ul>\n                                                    <li>Corporate Law and M&A<\/li><li>International Trade and Customs Law<\/li><li>Environmental Law<\/li><li>Fintech, Innovation & New Technologies<\/li><li>Agribusiness<\/li>\n                                                <\/ul>\n                                            <\/div>\n                                            <div class=\"emba-link\"><a class=\"emba_link__plain\" href=\"https:\/\/emba.com.bo\/en\/team\/andre-tejerina-queiroz\/\" style=\"--color-text:#fff;--color-hover-text:#fff;\" title=\"Contact\" >Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a><\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>   <div class=\"team-list__item item-4\">\n                                <div class=\"card-flip\">\n                                    <div class=\"team-card card-flip__content\"  >\n                                        <div class=\"team-card__front card-flip__front\">\n                                            <div class=\"team-card__imgBox\">\n                                                <div class=\"team-card__imgFilter\"><\/div>\n                                                <img class=\"team-card__img owl-lazy\" data-src=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2022\/10\/Juan-Diego-v3.png\" alt=\"Juan Diego Cuellar\" \/>\n                                            <\/div>\n                                            <h3 class=\"team-card__title\">Juan Diego Cuellar<\/h3>\n                                            <p class=\"team-card__category\"><span class=\"team-card__cat-name\">Associate<\/span>\n                                            <i class=\"ticon ticon-angle-right\"><\/i>\n                                            <a class=\"team-card__frontLink\" href=\"https:\/\/emba.com.bo\/en\/team\/juan-diego-cuellar\/\">Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a>\n                                            <\/p>\n                                        <\/div>\n                                        <div class=\"team-card__back card-flip__back\">\n                                            <h3 class=\"team-card__title\">Juan Diego Cuellar<\/h3>\n                                            <h4 class=\"team-card__subtitle\">Practice areas<\/h4>\n                                            <div class=\"team-card__content\">\n                                                <ul>\n                                                    <li>Banking, Finance and Capital Markets<\/li><li>Construction and Engineering<\/li><li>Corporate Law and M&A<\/li><li>Administrative and Regulatory Law<\/li><li>Fintech, Innovation & New Technologies<\/li><li>Startups & Venture Capital<\/li><li>Real Estate Law<\/li>\n                                                <\/ul>\n                                            <\/div>\n                                            <div class=\"emba-link\"><a class=\"emba_link__plain\" href=\"https:\/\/emba.com.bo\/en\/team\/juan-diego-cuellar\/\" style=\"--color-text:#fff;--color-hover-text:#fff;\" title=\"Contact\" >Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a><\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>   <div class=\"team-list__item item-5\">\n                                <div class=\"card-flip\">\n                                    <div class=\"team-card card-flip__content\"  >\n                                        <div class=\"team-card__front card-flip__front\">\n                                            <div class=\"team-card__imgBox\">\n                                                <div class=\"team-card__imgFilter\"><\/div>\n                                                <img class=\"team-card__img owl-lazy\" data-src=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2024\/02\/Camila-Kaegui_2-2.png\" alt=\"Camila Kaegui\" \/>\n                                            <\/div>\n                                            <h3 class=\"team-card__title\">Camila Kaegui<\/h3>\n                                            <p class=\"team-card__category\"><span class=\"team-card__cat-name\">Associate<\/span>\n                                            <i class=\"ticon ticon-angle-right\"><\/i>\n                                            <a class=\"team-card__frontLink\" href=\"https:\/\/emba.com.bo\/en\/team\/camila-kaegui\/\">Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a>\n                                            <\/p>\n                                        <\/div>\n                                        <div class=\"team-card__back card-flip__back\">\n                                            <h3 class=\"team-card__title\">Camila Kaegui<\/h3>\n                                            <h4 class=\"team-card__subtitle\">Practice areas<\/h4>\n                                            <div class=\"team-card__content\">\n                                                <ul>\n                                                    <li>Corporate Law and M&A<\/li><li>Banking, Finance and Capital Markets<\/li><li>Insurance and Reinsurance<\/li><li>Startups & Venture Capital<\/li><li>Fintech, Innovation & New Technologies<\/li>\n                                                <\/ul>\n                                            <\/div>\n                                            <div class=\"emba-link\"><a class=\"emba_link__plain\" href=\"https:\/\/emba.com.bo\/en\/team\/camila-kaegui\/\" style=\"--color-text:#fff;--color-hover-text:#fff;\" title=\"Contact\" >Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a><\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>   <div class=\"team-list__item item-6\">\n                                <div class=\"card-flip\">\n                                    <div class=\"team-card card-flip__content\"  >\n                                        <div class=\"team-card__front card-flip__front\">\n                                            <div class=\"team-card__imgBox\">\n                                                <div class=\"team-card__imgFilter\"><\/div>\n                                                <img class=\"team-card__img owl-lazy\" data-src=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2025\/02\/laura_rivas.webp\" alt=\"Laura Rivas\" \/>\n                                            <\/div>\n                                            <h3 class=\"team-card__title\">Laura Rivas<\/h3>\n                                            <p class=\"team-card__category\"><span class=\"team-card__cat-name\">Associate<\/span>\n                                            <i class=\"ticon ticon-angle-right\"><\/i>\n                                            <a class=\"team-card__frontLink\" href=\"https:\/\/emba.com.bo\/en\/team\/laura-rivas\/\">Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a>\n                                            <\/p>\n                                        <\/div>\n                                        <div class=\"team-card__back card-flip__back\">\n                                            <h3 class=\"team-card__title\">Laura Rivas<\/h3>\n                                            <h4 class=\"team-card__subtitle\">Practice areas<\/h4>\n                                            <div class=\"team-card__content\">\n                                                <ul>\n                                                    <li>Tax Law<\/li><li>Fintech, Innovation & New Technologies<\/li>\n                                                <\/ul>\n                                            <\/div>\n                                            <div class=\"emba-link\"><a class=\"emba_link__plain\" href=\"https:\/\/emba.com.bo\/en\/team\/laura-rivas\/\" style=\"--color-text:#fff;--color-hover-text:#fff;\" title=\"Contact\" >Contact <i class=\"ticon ticon-angle-right\"><\/i><\/a><\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div><\/div><div  class=\"box-search box-search--solid \">\r\n                <p class=\"box-search__text\">Find the professional you are looking for<\/p>\r\n                <form method=\"get\" action=\"https:\/\/emba.com.bo\/busqueda\/\" class=\"form-search\" >\r\n                    <label class=\"form-search__label\">\r\n                        <span class=\"screen-reader-text\">Search by name, specialty area or keyword<\/span>\r\n                        <input class=\"form-search__input\" type=\"search\" placeholder=\"Search by name, specialty area or keyword\" name=\"search\" \/>\r\n                        <span class=\"form-search__textError\" style=\"display:none\">Ingrese alguna palabra para realizar la b\u00fasqueda por favor<\/span>\r\n                    <\/label><button class=\"form-search__btn btn btn-primary\" type=\"submit\"><span class=\"btn-search-text\">SEARCH<\/span><span class=\"btn-search-text btn-search-text--active\">SEARCHING...<\/span><i class=\"btn-search-text__icon ticon ticon-search\"><\/i><\/button>\r\n                <\/form>\r\n            <\/div><div  class=\"emba-link emba-link--solid \"><a class=\"emba_link__plain\" href=\"https:\/\/emba.com.bo\/equipo\/\" style=\"--color-text:#082e4b;--color-hover-text:#828282;\">Se all professionals <i class=\"ticon ticon-angle-right\"><\/i><\/a><\/div>[\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1671221368091{padding-top: 35px !important;padding-bottom: 50px !important;background-color: #082e4b !important;}&#8221;][vc_row css=&#8221;.vc_custom_1663767124209{padding-bottom: 20px !important;}&#8221;][vc_column]<h2 class=\"vcex-heading vcex-module wpex-text-2xl wpex-font-normal wpex-m-auto wpex-max-w-100 vcex-heading-plain wpex-block wpex-mb-30 wpex-text-center title-bg-linear\" style=\"font-size:clamp(7rem, 2.3rem + 10vw, 12.4rem);;font-weight:900;\"><span class=\"vcex-heading-inner wpex-inline-block wpex-clr\">Statements<\/span><\/h2>[\/vc_column][\/vc_row][vc_row][vc_column]\n\n            <div  class=\"client-statement wpex-carousel owl-carousel arrwstyle-slim arrwpos-abs \" data-wpex-carousel={\"nav\":\"true\",\"dots\":\"false\",\"autoplay\":\"true\",\"loop\":\"false\",\"smartSpeed\":250,\"items\":3,\"slideBy\":1,\"autoplayTimeout\":5000,\"margin\":10,\"itemsTablet\":3,\"itemsMobileLandscape\":2,\"itemsMobilePortrait\":1,\"autoWidth\":\"false\",\"autoHeight\":\"false\"}>\n                <div class=\"client-statement__item\"><p class=\"client-statement__text\">\"We have worked with many local firms over the years but Moreno Baldivieso stands out. The team's knowledge, experience and high level of sophistication are just some of their main strengths.\" \n<br><br>-Chambers and Partners 2022<\/p><\/div><div class=\"client-statement__item\"><p class=\"client-statement__text\">\"I feel that they understand my needs, and provide comprehensive advice promptly and in a language I understand. Moreno Baldivieso routinely presents solutions that are useful for my business.\"\n<br><br>-Chambers and Partners 2022<\/p><\/div>\n\n            <\/div>[\/vc_column][\/vc_row][\/vc_section][vc_row local_scroll_id=&#8221;articles&#8221;][vc_column]<h2 class=\"vcex-heading vcex-module wpex-text-2xl wpex-font-normal wpex-m-auto wpex-max-w-100 vcex-heading-plain wpex-block wpex-mb-30 wpex-text-center title-bg-linear\" style=\"font-size:clamp(7rem, 2.3rem + 10vw, 12.4rem);;font-weight:900;\"><span class=\"vcex-heading-inner wpex-inline-block wpex-clr\">Articles<\/span><\/h2><style>.vcex_69d381444a65b .wpex-posts-card-carousel{--wpex-carousel-gap:15px;}.vcex_69d381444a65b .wpex-posts-card-carousel{--wpex-carousel-columns:1;}.vcex_69d381444a65b .wpex-posts-card-carousel.wpex-carousel:not(.owl-loaded) > *:not(:nth-child(1n+2)) {display: flex !important;}@media only screen and (min-width: 480px) {.vcex_69d381444a65b .wpex-posts-card-carousel{--wpex-carousel-columns:1;}.vcex_69d381444a65b .wpex-posts-card-carousel.wpex-carousel:not(.owl-loaded) > *:not(:nth-child(1n+2)) {display: flex !important;}}@media only screen and (min-width: 768px) {.vcex_69d381444a65b .wpex-posts-card-carousel{--wpex-carousel-columns:1;}.vcex_69d381444a65b .wpex-posts-card-carousel.wpex-carousel:not(.owl-loaded) > *:not(:nth-child(1n+2)) {display: flex !important;}}@media only screen and (min-width: 960px) {.vcex_69d381444a65b .wpex-posts-card-carousel{--wpex-carousel-columns:1;}.vcex_69d381444a65b .wpex-posts-card-carousel.wpex-carousel:not(.owl-loaded) > *:not(:nth-child(1n+2)) {display: flex !important;}}<\/style><div class=\"wpex-post-cards wpex-post-cards-emba-articles vcex_69d381444a65b\"><div class=\"wpex-posts-card-carousel wpex-carousel owl-carousel wpex-carousel--render-onload wpex-carousel--flex wpex-carousel--no-margins arrwstyle-slim arrwpos-abs\" data-wpex-carousel='{&quot;items&quot;:1,&quot;itemsTablet&quot;:1,&quot;itemsMobileLandscape&quot;:1}'><div class=\"wpex-post-cards-entry post-546 type-post wpex-carousel-slide cat-3 cat-80 cat-71 post_tag-119 translation_priority-5\"><div class=\"wpex-card wpex-card-emba-articles\"><div class=\"emba-article wpex-card-inner wpex-flex wpex-flex-col wpex-sm-flex-row wpex-gap-40\"><div class=\"wpex-card-thumbnail wpex-relative wpex-sm-w-40 wpex-flex-shrink-0\"><a href=\"https:\/\/emba.com.bo\/en\/fintech-in-bolivia\/\"><img width=\"1050\" height=\"571\" src=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/10\/arte-1-web.png\" class=\"wpex-align-middle wpex-w-100\" alt=\"Fintech in Bolivia\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/10\/arte-1-web.png 1050w, https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/10\/arte-1-web-300x163.png 300w, https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/10\/arte-1-web-1024x557.png 1024w, https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/10\/arte-1-web-768x418.png 768w\" sizes=\"(max-width: 1050px) 100vw, 1050px\" \/><\/a><\/div><div class=\"emba-article__details wpex-flex wpex-flex-col wpex-justify-center wpex-card-details wpex-flex-grow\"><h2 class=\"wpex-card-title emba-article__heading wpex-heading\"><a href=\"https:\/\/emba.com.bo\/en\/fintech-in-bolivia\/\">Fintech in Bolivia<\/a><\/h2><div class=\"emba-article__meta wpex-card-meta wpex-flex wpex-flex-wrap wpex-gap-5 wpex-mb-10 wpex-child-inherit-color wpex-text-sm\"><div class=\"wpex-card-date\">October 1, 2021<\/div><\/div><div class=\"wpex-card-excerpt wpex-last-mb-0 wpex-mb-5\"><p>In Bolivia, the Central Bank oversees the payment system.[1] While the Financial System Supervising Authority (ASFI, per its acronym in Spanish) regulates and supervises the financial system.[2] All financial intermediation activities and the provision of financial services are deemed to&hellip;<\/p><\/div><div class=\"wpex-card-footer \"><div class=\"wpex-card-more-link\"><a href=\"https:\/\/emba.com.bo\/en\/fintech-in-bolivia\/\" aria-label=\"Continue reading &lt;i class=&quot;ticon ticon-angle-right&quot;&gt;&lt;\/i&gt; about Fintech in Bolivia\" class=\"wpex-hover-underline\">Continue reading <i class=\"ticon ticon-angle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpex-post-cards-entry post-543 type-post wpex-carousel-slide cat-3 cat-80 cat-71 post_tag-119 translation_priority-5\"><div class=\"wpex-card wpex-card-emba-articles\"><div class=\"emba-article wpex-card-inner wpex-flex wpex-flex-col wpex-sm-flex-row wpex-gap-40\"><div class=\"wpex-card-thumbnail wpex-relative wpex-sm-w-40 wpex-flex-shrink-0\"><a href=\"https:\/\/emba.com.bo\/en\/fintech-in-latin-america\/\"><img width=\"1050\" height=\"571\" src=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/09\/web-1.png\" class=\"wpex-align-middle wpex-w-100\" alt=\"Fintech in Latin America\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/09\/web-1.png 1050w, https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/09\/web-1-300x163.png 300w, https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/09\/web-1-1024x557.png 1024w, https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/09\/web-1-768x418.png 768w\" sizes=\"(max-width: 1050px) 100vw, 1050px\" \/><\/a><\/div><div class=\"emba-article__details wpex-flex wpex-flex-col wpex-justify-center wpex-card-details wpex-flex-grow\"><h2 class=\"wpex-card-title emba-article__heading wpex-heading\"><a href=\"https:\/\/emba.com.bo\/en\/fintech-in-latin-america\/\">Fintech in Latin America<\/a><\/h2><div class=\"emba-article__meta wpex-card-meta wpex-flex wpex-flex-wrap wpex-gap-5 wpex-mb-10 wpex-child-inherit-color wpex-text-sm\"><div class=\"wpex-card-date\">September 22, 2021<\/div><\/div><div class=\"wpex-card-excerpt wpex-last-mb-0 wpex-mb-5\"><p>In 2020, the Bank for International Settlements published a research paper that found that in 2019, more than half of Latin Americans had no access to any type of financial service.[1] &nbsp; That same year, Argentina, Brazil, Chile, Colombia, and&hellip;<\/p><\/div><div class=\"wpex-card-footer \"><div class=\"wpex-card-more-link\"><a href=\"https:\/\/emba.com.bo\/en\/fintech-in-latin-america\/\" aria-label=\"Continue reading &lt;i class=&quot;ticon ticon-angle-right&quot;&gt;&lt;\/i&gt; about Fintech in Latin America\" class=\"wpex-hover-underline\">Continue reading <i class=\"ticon ticon-angle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpex-post-cards-entry post-542 type-post wpex-carousel-slide cat-80 cat-71 cat-3 post_tag-119 translation_priority-5\"><div class=\"wpex-card wpex-card-emba-articles\"><div class=\"emba-article wpex-card-inner wpex-flex wpex-flex-col wpex-sm-flex-row wpex-gap-40\"><div class=\"wpex-card-thumbnail wpex-relative wpex-sm-w-40 wpex-flex-shrink-0\"><a href=\"https:\/\/emba.com.bo\/en\/the-bolivian-fintech-ecosystem-2\/\"><img width=\"1050\" height=\"571\" src=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/09\/OPCION-1-WEB.png\" class=\"wpex-align-middle wpex-w-100\" alt=\"The Bolivian fintech \u201cecosystem\u201d\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/09\/OPCION-1-WEB.png 1050w, https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/09\/OPCION-1-WEB-300x163.png 300w, https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/09\/OPCION-1-WEB-1024x557.png 1024w, https:\/\/emba.com.bo\/wp-content\/uploads\/2021\/09\/OPCION-1-WEB-768x418.png 768w\" sizes=\"(max-width: 1050px) 100vw, 1050px\" \/><\/a><\/div><div class=\"emba-article__details wpex-flex wpex-flex-col wpex-justify-center wpex-card-details wpex-flex-grow\"><h2 class=\"wpex-card-title emba-article__heading wpex-heading\"><a href=\"https:\/\/emba.com.bo\/en\/the-bolivian-fintech-ecosystem-2\/\">The Bolivian fintech \u201cecosystem\u201d<\/a><\/h2><div class=\"emba-article__meta wpex-card-meta wpex-flex wpex-flex-wrap wpex-gap-5 wpex-mb-10 wpex-child-inherit-color wpex-text-sm\"><div class=\"wpex-card-date\">September 9, 2021<\/div><\/div><div class=\"wpex-card-excerpt wpex-last-mb-0 wpex-mb-5\"><p>The Bolivian fintech \u201cecosystem\u201d Author: Mirko Olmos Introduction to fintech During the first half of 2021, the global investment in fintech grew to USD. 98 billion., including deals in M&amp;A, Venture Capital, and Private Equity. This meant that this industry&hellip;<\/p><\/div><div class=\"wpex-card-footer \"><div class=\"wpex-card-more-link\"><a href=\"https:\/\/emba.com.bo\/en\/the-bolivian-fintech-ecosystem-2\/\" aria-label=\"Continue reading &lt;i class=&quot;ticon ticon-angle-right&quot;&gt;&lt;\/i&gt; about The Bolivian fintech \u201cecosystem\u201d\" class=\"wpex-hover-underline\">Continue reading <i class=\"ticon ticon-angle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div  class=\"emba-link emba-link--solid \"><a class=\"emba_link__plain\" href=\"https:\/\/emba.com.bo\/noticias\/\" style=\"--color-text:#082e4b;--color-hover-text:#828282;\">See more articles <i class=\"ticon ticon-angle-right\"><\/i><\/a><\/div>[\/vc_column][\/vc_row][vc_row][vc_column]<style type=\"text\/css\" data-type=\"vc_shortcodes-custom-css\">.vc_custom_1664295224661{margin-bottom: 20px !important;}<\/style>[vc_row content_placement=\"middle\"][vc_column el_class=\"emba-newsletter-form\"][vc_column_text text_align=\"center\" color=\"#082e4b\" font_size=\"2rem\" css=\".vc_custom_1664295224661{margin-bottom: 20px !important;}\"]Subscribe to receive our articles periodically by mail[\/vc_column_text]<div class=\"vcex-module vcex-newsletter-form wpex-max-w-100 wpex-clr\"><div class=\"vcex-newsletter-form-wrap wpex-max-w-100\"><form action=\"https:\/\/connaxis.us9.list-manage.com\/subscribe\/post?u=65e9442546a172d73c52a1176&#038;id=fced2cb1da\" method=\"post\" class=\"wpex-flex\"><label class=\"vcex-newsletter-form-label wpex-flex-grow\"><span class=\"screen-reader-text\">Enter your email address<\/span><input type=\"email\" name=\"EMAIL\" placeholder=\"Enter your email address\" autocomplete=\"off\" required><\/label><button type=\"submit\" class=\"vcex-newsletter-form-button wpex-flex-shrink-0 wpex-tracking-wider\">SUBSCRIBE<\/button><\/form><\/div><\/div>[\/vc_column][\/vc_row][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>In an increasingly digitized world, we are specialized in providing legal and strategic advice to companies that operate in the field of financial technology and innovation.<\/p>\n","protected":false},"author":1,"featured_media":0,"template":"","acf":[],"_links":{"self":[{"href":"https:\/\/emba.com.bo\/en\/wp-json\/wp\/v2\/service\/642"}],"collection":[{"href":"https:\/\/emba.com.bo\/en\/wp-json\/wp\/v2\/service"}],"about":[{"href":"https:\/\/emba.com.bo\/en\/wp-json\/wp\/v2\/types\/service"}],"author":[{"embeddable":true,"href":"https:\/\/emba.com.bo\/en\/wp-json\/wp\/v2\/users\/1"}],"wp:attachment":[{"href":"https:\/\/emba.com.bo\/en\/wp-json\/wp\/v2\/media?parent=642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}